The purpose of this discussion isn’t to scare you, but indeed there are simply some facts that you should know.  No one likes to think about the possibility of their own disability or the disability of a loved one, or, for that matter, the inexorable process of aging, or of becoming a caregiver to someone [...]

If you are a business owner and/or key employee you need to be conversant about Non-Qualified Deferred Compensation (NQDC) plans. NQDC is often a significant component of key employees’ compensation because qualified plans are inadequate to meet the retirement needs of those with above average compensation. Also, many employers use NQDC as a tool to [...]

On February 24, 2010, the Senate of New York State passed the Family Health Care Decisions Act (the “FHCDA”), which takes effect June 1, 2010.  The FHCDA fills a gap in the law that existed if a patient does not have a valid Health Care Proxy or Living Will.  In that case, without an agent [...]